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Remortgaging

It is likely your original mortgage was the most suitable product based on your circumstances at the time, but is it still the best option for you?

Interest rates have fallen significantly and you could find that we are able to save you some money.

You might feel that you are paying a good rate, as the Standard Variable Rate (SVR) provided by the lender is quite competitive. However, we find that in many cases the SVR offered by the lender is actually higher than a lot of rates available for remortgage.

In addition many of the remortgage products offer a free valuation, free legal work for switching lender and no arrangement fee to pay, keeping the cost of remortgaging to a minimum.

It’s likely that the Bank of England base rate wont stay low forever, making it wise to secure your rate to a Fixed Rate whilst they are low.

If you’re tied in and worried about penalties, we can look at remortgaging you up to 3 months before your early repayment charge is due to finish. This way we can book your new rate ready for when your existing rate ends.

In some instances we can also save you money even if you are tied in. However, this will depend on individual circumstances, available rates and the amount of the Early Repayment Charge payable.

If you are interested in finding out whether you can save any money please contact us on 01822 615 502 or use the Contact Us facility above.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

 


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22 hours ago

Dartmoor Financial

Another lovely couple with greater freedom in retirement due to a lifetime mortgage #pizzaoven #microbrewery

"Hi Stuart

Thanks for all your help and support, it made it simple. I have paid your invoice thank you.If you fancy coming over with the family for a pizza give me 24hrs notice so I can make the dough, you will be most welcome.

Kind Regards

F&L"
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5 days ago

Dartmoor Financial

Considering giving a gift of money early? Gill and Jim did. Give us a call to discuss your options :)Would giving their loved ones some of their inheritance now help your clients? Our real life customers, Gill and Jim, describe how it felt to see their grand... ... See MoreSee Less

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