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Income Protection

What would you do if you were unable to work due to an accident or sickness? How would you pay your bills and your mortgage?

Income Protection is an insurance policy designed to protect your income in the event of an accident or sickness. The sum assured is the income you need per month to pay your bills and cover your outgoings. If you cannot work due to accident or sickness you would receive enough benefit to pay your mortgage, bills and other protected outgoings.

You may receive sick pay, but most employers will only cover you for a certain amount of time, this ranges between employers and can be a few days to a few years. With income protection you can choose when you want the cover to start, ensuring that you have adequate protection once your sick pay runs out.

In addition income protection doesn’t need to be expensive, as there are ways of tailoring the policy to reduce the cost, and make it affordable.

Advice

Arranging income protection can be quite complicated due to the different benefits, terms and conditions of each provider. We would therefore always recommend that you allow us to complete a full assessment of your needs. We will assess the cost, suitability, service and benefits of each policy before giving you a recommendation.When you accept a recommendation from us you can be safe in the knowledge that you have the most suitable policy to meet your needs.

Please note that we do not charge a fee for advising or arranging insurance.

For further details, quotes or specific provider information please use the contact us facility.


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2 days ago

Dartmoor Financial

Compare the mortgage market with your friendly neighbourhood mortgage brokers #tavistock #mortgageadvicedevon #laterlifelending

HSBC cuts mortgage rates across its entire LTV range
HSBC has slashed the rates on its fixed and tracker mortgages across its full range of loan-to-value deals, now offering what it claims are some of the best rates on the market.
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2 days ago

Dartmoor Financial

Great graphic showing the different uses for a lifetime mortgage from More2Life. If you are over 55 and have a property worth at least 70k then you qualify for a lifetime mortgage. The modern form of Equity Release. It is becoming a massive option for many and the market is dominated by 2 big advice firms. We specialise in retirement borrowing too BUT our advice fee is more than half of what they charge and we are local to you with a no pressure approach to business. We are equity release council members and are part of the later life academy. If you are considering releasing money from your home please do get in touch with us either on here or on 01822 615 502. ... See MoreSee Less

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